Marketvisio's web service - terms and conditions

These terms of use will be applied to the Internet pages (hereinafter referred to as "Pages") administered by Marketvisio and located at,, and The user of the pages (hereinafter referred to as "User") undertakes to follow these terms by opening any Page of the Marketvisio web service. Using the Pages is not permitted unless the User accepts these terms in their entirety.

The Pages of the Marketvisio web site include material protected by copyright, the law on trademarks and other rights. The network service itself is protected by copyright in compliance with the Copyright Act valid in Finland. All rights not explicitly granted in these terms of use are reserved. Thus, the User does not have the right to save, copy, disseminate, publicly show or otherwise commercially exploit the Pages or their parts in any form without the prior written approval of Marketvisio or other title-holder. The User has, however, the right to view or read the Pages or print the Pages or their parts for his personal use.

The Pages of the Marketvisio web site will be supplied as such. Marketvisio does not guarantee the uninterrupted or error-free use of the Pages. Marketvisio does not give any guarantees on the availability, correctness, reliability or content of the Pages, or the applicability of the content for a specific purpose. Thus, Marketvisio shall not be liable for any direct or indirect damages, costs or losses attributed to the network service offered or interruptions thereof. Marketvisio and other content providers reserve the right to alter the Pages or restrict access to the Pages at any time.

The User may have an access, through the Pages, to pages, services or content that is under the responsibility of other information or service providers and the use of which may require accepting separate terms of use or contracts. Marketvisio shall not be in any way responsible for the content of the pages/Pages to which there is a link connection in the Market-Visio's web site pages and/or that have been made by an operator other than Marketvisio.

By sending material to any of Marketvisio servers e.g. via e-mail or Internet pages, the User gives, free of charge, Marketvisio the right to edit, copy, publish or otherwise make the material sent available to the public. Marketvisio shall not be responsible for the content of the material sent by the Users.

Marketvisio uses cookies in these Pages. Cookies are small text files which the network server saves to your hard disk. Cookies contain information that can be read by a network server within the network area that delivered the cookie. Marketvisio may also add the cookies of third parties into its Pages for statistic purposes. Marketvisio prohibits the third parties from finding out the personal information of the users of its Pages using cookies. The User may either accept or reject cookies. If the User does not reject cookies, the User is deemed having accepted their use. Most Internet browsers accept cookies automatically, but in general it is possible to change the settings of one's browser. Rejecting cookies may result into the Pages or their part not working properly.

Marketvisio reserves the right to alter these terms of use. The Finnish Law will be applied to these terms of use.

Methods of payment

Products and their postage are paid in conjunction with the order. The following methods of payment are available for the users of the webstore: Nordea, Osuuspankki, Sampo, Tapiola, Aktia, Nooa, Paikallisosuuspankit, Säästöpankit, Handelsbanken, S-Pankki, Ålandsbanken and credit cards. Online payments are made by using the website of Suomen Verkkomaksut Oy. Payments can be made also beforehand by bank credit transfer.

Payments by Visa, Visa Electron or MasterCard

If you would like to pay by Visa, Visa Electron or MasterCard, Market-Visio Oy will act solely as the marketer of the respective products and services and will provide the products to the buyer. All complaints and claims for compensation will be handled by Suomen Verkkomaksut Oy.

With regard to payments made by Visa, Visa Electron or MasterCard, Suomen Verkkomaksut Oy acts as the merchant of the product and the trade transaction takes place between the customer and Suomen Verkkomaksut Oy. The seller is liable to meet all the responsibilities related to the trade. Suomen Verkkomaksut Oy is also the recipient of the payment.

Suomen Verkkomaksut Oy
(Finnish Web Payments) Business ID: FI21228397
Ohjelmakaari 10
Phone: +358 207 181830

Online banks

Suomen Verkkomaksut Oy (FI21228397) provides the financial and payment service for online payment in co-operation with Finnish banks and credit institutions. Suomen Verkkomaksut Oy buys the payment and disburses it to the seller. For the customer the service functions like a conventional online payment.